Hire Purchase

Hire Purchase

Hire Purchase from Mistral Asset Finance is the ultimate, flexible solution to your vehicle purchase. Fixed costs enable you to manage your cash flow throughout the duration of the agreement, whilst the option to purchase the vehicle at the end of the period offers eventual ownership of the asset.

Features and benefits of Hire Purchase include:

  • Fixed monthly payments which enable you to manage your cash flow and spread the cost of your assets
  • VAT is payable up front however can be deferred to suit clients specific accounting requirements
  • Choice of fixed and variable rate options
  • Ultimate ownership of the vehicle at the end of the repayment period
  • Balloon payments can be negotiated if required

Hire Purchase is suitable for:

  • Single vehicle or fleet purchase
  • New or used vehicles
  • Bus, coach or mini-bus purchase
  • Particularly suited to businesses preferring to own a vehicle whilst spreading the costs

It’s always the season to be jolly with a seasonal payment plan from Mistral!

  • A monthly payment plan from Mistral Asset Finance is tailored to mirror your busy and quiet times across the year.
  • You pay less during your quieter months and more during your busier months.
  • Applicable to any HP agreement.
  • Flexible and tailored to your specific needs.
  • Helps manage cashflow more effectively.
  • Keeps payments down during quieter periods.

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*The fixed rate shown is indicative of a mid-range hire purchase finance rate. The actual rate offered could be higher or lower based on your specific circumstances.

Finance is offered subject to status and approval and is available to Corporate Bodies only.

Mistral Bus & Coach plc and Mistral Asset Finance Ltd. are authorised and regulated by the Financial Conduct Authority under approval references FRN 673071 and FRN 717867 respectively.


Mistral Asset Finance Ltd. is an approved lender and broker by the FCA and as such we may offer finance both via our own lending or through a third party. Where we introduce a third party funder, we will receive a commission from that funder in respect of the work we undertake to obtain a suitable finance deal for you.

Mistral Asset Finance company registration number: 5171967

Zero deposit finance available